You are buying a new Audi A7. You have two options. The first option is you can buy the car outright for 72 monthly payments of $1,024 starting a month from today. Alternatively, you can first lease the car for 3 years and then buy the car at the end of the three-year lease. The cost of the lease is $9,555 today and then 36 monthly payments, starting one month from today, of $769 a month. Finally, at the end of the last payment, you need to pay $34,655 for the car. If the discount rate is 4.2% annual with monthly compounding, which option should you choose? O a. Buy outright O b. Lease the car for first 3 years and then buy the car