You are comparing two annuities which offer monthly payments of $700 for five years and pay 0.6 percent interest per month. Annuity A will pay you on the last day of each month (ordinary annuity) while annuity B will pay you on the first day of each month (annuity due). Which one of the following statements is correct concerning these two annuities?

	a.	Annuity A has a higher future value than annuity B
	b.	Annuity B has a higher future value than annuity A
	c.	Both annuities have the same future value as of ten years from today
	d.	Both annuities will have zero value at the end of five years