You are considering a stock investment in one of two firms (LotsofDebt, Inc. and LotsofEquity, Inc.), both of which operate in the same industry. LotsofDebt, Inc. finances its $33.00 million in assets with $30.50 million in debt and $2.50 million in equity. LotsofEquity, Inc. finances its $33.00 million in assets with $2.50 million in debt and $30.50 million in equity. What is the debt ratio for LotsofDebt and LotsofEquity?