You are considering buying a 1-year maturity security that has a 40.00% chance of paying you $101 in one year and a 60.00% chance of paying you $144 in one year. You are willing to pay at most $103.00. What is your required rate of return? Express in decimal form accurate and rounded to 4 decimal places, e.g., if you solved for 0.15118, it should be expressed as 0.1512 (not 0.1511, not 0.15118, not 15.12%, etc.).