You are considering changing jobs. Your goal is to work for three years and then return to school full-time in pursuit of an advanced degree. A potential employer just offered you an annual salary of $22,000, $27,000, and $23,000 a year for the next three years, respectively. All salary payments are made as lump sum payments at the end of each year. The offer also includes a starting bonus of $5,000 payable immediately. What is this offer worth to you today at a discount rate of 9.75 percent? $64,860 $59,542 $116,956 $59,098 None of the above