You are considering investing in one of several mutual funds. All the funds under consideration have various combinations of front-end and back-end loads and/or 12b-1 fees. The longer you plan on remaining in the fund you choose, the more likely you will prefer a fund with a rather than (a)_everything else equal. a) front-end load; back-end load b) 12b-1 fee; front-end load )12b-1 fee; back-end load d) 12b-1 fee; no load charge el front-end load; 12b-1 fee The Wildwood Fund sells Class A shares with a front-end load of 5% and Class B shares with a 12b-1 fee of 1% annually. If you plan to sell the fund after 15 years, are Class A or Class B shares the better choice? Assume a 10% annual return net of expenses before the 12b-1 fee is applied and initial investment of $10,000. a) The answer cannot be determined from the information given b) Class A. c) There is no difference. d) Class B