You are considering opening a car wash. The initial cost will be $269,043, and it will earn an EBIT of $33,117 per year for the next 25 years. At the end of that time, it can be sold for a salvage value of $37,757 (which counts as taxable income). The appropriate discount rate for a car wash if you pay cash for everything is 9.5%. You can borrow $63,525 to help cover the setup costs at 6.7%, making yearly interest payments, and repaying the principal at maturity. Your tax rate is 28%. What is the NPV of opening this car wash, using the APV method?