You are considering purchasing this property for $1.2 million and taking out a mortgage for 80% LTV (Loan to Value). Calculate the following:

1. DCR = NOI/DS
2. Breakeven Occupancy = (DS+OE)/PGI
3. Operating Expense Ratio = OE/EGI
4. ROI = NOI/Investment
5. ROE = BTCF/Equity

Income Statement PGI (Potential Gross Income) - Vacancy/Collection Loss EGI (Effective Gross Income) -OE (Operating Expenses) NOI (Net Operating Income) -DS (Debt Services) BTCF (Before Tax Cash Flow) -Tax (30%) ATCF (After Tax Cash Flow) $205,200 -$10,260 $194,940 $75,000 $119,940 -$99,058 $20,882 -$6,265 $14,617