You are considering taking a 1-year training program; the tuition fees for the program is $25,000. If you decide to enroll in the program, your opportunity cost (in terms of forgone income) is $100,000 per year in earnings. Upon graduating from the program, you are guaranteed a job for 5 years with an annual salary of $130,000. (After 5 years in the position, you plan to retire!) The market rate of interest is 5%. Should you enroll in the program? Why or why not?