You are considering two foreclosed houses as a potential investment opportunity. House A is listed at $300,000, will require $15,000 in attorney fees for a clean title, and $2,500 a month in repairs. House B is listed at $350,000, has a clean title, and will need $500 a month in repairs. Assuming you can obtain a loan for 80% of the purchase price at 6% interest and that both houses could equally sell for $400,000 in one year, what is the difference in the rate of return on the two houses? Which investment should you make?