"You are considering two investment options. In option A, you have to invest $6,000 now and $6,000 exactly 4 years from now. In option B, you have to invest $9000 now, $5200 one year from now, and $4,000 exactly 4 years from now. In both options, you will receive 5 annual payments of $2,000 each. (You will get the first payment exactly one year from now.) If the interest rate is 5.7% compounded annually, what is the net present value of your preferred investment option? If you decide neither option is good, enter 0."