You are considering two projects with the following cash flows: Which of the following statements are true concerning these two projects? I. Both projects have the same future value at the end of year 4 , given a positive rate of return. II. Project X has a higher present value than Project Y, given a positive discount rate. III. Both projects have the same future value given a zero rate of return. IV. Project Y has a higher present value than Project X, given a positive discount rate. II only I and III only II and III only II and IV only 1, III, and IV only