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You are filling out a mortgage loan application for a federally insured loan. The person helping you apply for the loan says, Hey, why not

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You are filling out a mortgage loan application for a federally insured loan. The person helping you apply for the loan says, "Hey, why not say you make more money than you do? That will help you get approved. Trust me, everybody tells little lies on their loan applications." If you do what the person says, what are you doing

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