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You are going to deposit $18,500 today. You will earn an annual rate of 3.1 percent for 10 years,and then earn an annual rate of

You are going to deposit $18,500 today. You will earn an annual rate of 3.1 percent for 10 years,and then earn an annual rate of 2.5 percent for 13 years. How much will you have in your account in 23 years?

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