You are going to pay $100 into an account at the beginning of each of the next 40 years. At the beginning of the 41st year, you buy a 30 year annuity whose first payment comes at the end of the 41st year (the account pays 12%). How much money will be in the account at the end of year 40 (round to the nearest $1,000) and How much will you receive at the end of the 41st year (i.e., the first annuity payment)? Round to the nearest $100.