You are hired as an investment advisor by Tom Smith. Tom is planning to retire in 25 years and would like to have 2 million dollars at the time of retirement. He is planning to contribute monthly to a fund based on your recommendation. He also mentions that he inherited $100,000 from his uncle. You believe that given Tom's goals and risk tolerance, the best fund for him to invest is the Global Diversified Bond (GDB) fund, which has a guaranteed fixed annual return of 7%. Round your answer to two decimals. How much should Tom invest each month to reach his goal if : 1. (5 points) Tom invests the entire $100,000 he inherited in the GDB fund right away in addition to his monthly contribution. 2. (5 points) Tom decides to donate his inheritance to a charity instead of investing it in the GDB fund.