You are interested in an investment where the initial investment is $108,000 and your required cost of capital is 12 percent. Cash inflows from this project are expected to be $9,900 at the end of the first year and are expected to grow at 4 percent a year indefinitely. Calculate the NPV. (Enter negative amount using either a negative sign preceding the number e.g. -45 or parentheses e.g. (45).)