You are interested in buying 3-year Treasury bonds. If you expect one-year Treasuries to yield 3.7%,4.8%, and 3.2% in each of the next three years, respectively, what rTM do you expect for 3-year Treasuries? Report your answer as an annual rate in decimal format and show four decimal places. For example, if your answer is 5.35\% per year, enter .0535