You are looking ahead to retirement and desire to invest 7% of your salary in investments earning 6%. You expect your salary to increase at 5% per year throughout your working life of 35 years. If you are now earning $50,000 and you will make your first investment at the end of this year, which of the following is the correct estimate of the future value of your investments at retirement?

	a.	F = $3,500 (F|P 6%,35) + $175 (A|G 6%,35)(F|A 6%,35)
	b.	F = $3,500 (F|A1 6%,5%,35)
	c.	F = $3,500 (F|A1 5%,6%,35)
	d.	F = $3,500 (P|A1 6%,5%,35)(A|P 6%,35)