You are offered a $2,000,000 retirement package to be given in $100,000 payments at the end of each of the next 20 years. You are also given the option of accepting a $1,150,000 lump sum payment now. Interest rates are at 4.9% over the next 20 years. Which is a better option? O the offered annual payments of $100,000 o the lump sum of $1,150,000 Othey are the same O cannot be determined