You are offered a T-note that pays $1,000 in 9 months (or 270 days) for $910. You have $910 in a bank that pays a 5% nominal rate, with 365 daily compounding. You plan to leave the money in the bank if you dont buy the risk-free T-note. Which investment should you choose? Use the following all three solution methods to verify your answer (Greatest future wealth: FV /Greatest wealth today: PV /Highest effective rate of return).