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You are offered two credit cards. The first is a credit card (CARD A) that has an APR of 24.99%. You are also offered a

You are offered two credit cards. The first is a credit card (CARD A) that has an APR of 24.99%. You are also offered a card (CARD B) that has 11.99% interest, but charges $109 annually. You plan to carry a balance forward of about $350 each month. Which card that was offered is a better card? Show work.

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