You are part of a team from Capitec that has been given the responsibility to oversee the process of creating an Enterprise

Risk Management Program for the organisation. The expectations are that together with your team you will conduct a risk

assessment that is practical, sustainable, and easy to understand and that is correctly sized to the enterprise's size,

complexity, and geographic reach. Your outcomes should be compiled into a report in which the following questions are

explored and investigated. $($Your findings should resemble the nature of Capitec, and relevant secondary research should

be incorporated$)$