You are part of a team of financial analysts who report to Gayle Barrington, Business Loans Manager, at Provenance Banking Corporation. The bank has received loan applications from the abovementioned companies. Accordingly, the Business Loans Manager requires your team to analyse the financial position and performance of the above assigned companies for the two stated financial years (2021 and 2022), to determine which of the two companies, if any, are eligible for a loan from the bank. QUESTION 1: For each of the two companies, analyse their ability to successfully manage each of their categories of expenses in 2022 as compared to 2021. Use three profit margin ratios to support your answer and explain any change in the ability of each company to control costs. Note: ensure that you analyse in this question, not just describe the ratio values