You are planning for retirement 33 years from now. You plan to invest $3,200 per year for the first 6 years, $9,000 per year for the next 10 years, and $12,500 per year for the following 17 years (assume all cash flows occur at the end of each year). If you believe you will earn an effective annual rate of return of 12.8%, what will your retirement investment be worth 33 years from now? $55,433.13 $49,142.84 $2,319,270.88 $2,616,137.55 $1,174,384.15