You are planning for your retirement. You believe that you could live comfortably in retirement with the equivalent of $100,000 per year in today's dollars (for simplicity, assume this is as of your 22 nd birthday). Further, you plan to start saving when you turn 22 and retire when you turn 67. You anticipate living approximately another 30 years past that point. Assume that inflation is 3% f.er year on average until then, and that the market will earn a 12% return. Assuming that you will make monthly contributions to and withdrawals from your retirement account, how much money will you need to save each month to reach your goal