You are planning to purchase your first house with a down payment of $85,000. Currently, you have $20,000 in the bank which earns interest at 8% compounded monthly. How many years will you have to wait before you can afford the down payment for the house? A. 13.78 B. 14.78 C. 15.71 D. 16.58 E. 17.39 F. 18.15 G. 19.54 H.20.80