You are planning to put $4,500 in the bank at the end of each year for the next nine years in hopes that you will have enough money for a down payment on a condo. If you are investing at an annual interest rate of 4%, how much money will you have at the end of nine years-rounded to the nearest whole dollar? $57,148 $49,528 $38,098 $47,623 You've decided to deposit your money in the bank at the beginning of the year instead of the end of the year, but now you are making payments of $4,500 at an annual interest rate of 4%. How much money will you have available at the end of nine years-rounded to the nearest whole dollar? $34,670 $47,623 $49,528 $69,339