You are planning to retire in exactly 20 years. Suppose you want to establish a fund that will pay you $65,000 at the end of each year for 30 years following your retirement. You know that you will be able to earn 8% per year during your 30-year retirement period. How much will you need for your fund when you retire in 20 years to guarantee 30-year $65,000 retirement annuity? a. $638,179.58 b. $642,529.69 C. $655,225.24 d. $692,859.49 e. $731,755.92