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You are planning to save for retirement for the next 4 5 years, hence you invest 3 0 0 0 0 in a share account

You are planning to save for retirement for the next 45 years, hence you invest 30000 in a
share account with an annual equivalent rate of return of 6.5%, to be compounded monthly.
After 10 years you decide to deposit another 25000 into the share account, to be compounded
monthly at the same rate as the sum before. When you retire, you will transfer all your earnings
into a pension pot with a 0.5% monthly rate of return. How much can you withdraw each month
from your account, assuming a 30-year withdrawal period?

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