You are ready to purchase your first home. Your annual salary is \$57.000. You have been able to save $16,000 for a down payment, and the only debt you currently owe is your student loan with a payment of $160 a month and your car payment of $360 a month. (Use the 28/36 rule from Chapter 5.) a. Given your current situation, how much can you afford for a house payment? b. If you no longer have a car payment, what monthly mortgage payment could you qualify for, given your outstanding credit history