You are recommending the purchase of the XYZ Growth Fund to one of your clients, and you explain that the fund operates pursuant to a 12b-1 plan. Under the terms described in the prospectus, the fee is

A)

included in the sales charge when shares are purchased.

B)

part of the expense ratio of the fund.

C)

reduced on purchases that reach or exceed specified breakpoints.

D)

a part of the fee paid to the fund's investment manager.