You are required to elaborate in details:

Question 1: Elaborate the differences between full fledge Islamic bank and subsidiary from conventional bank. B: Explain how Islamic banking promote Islamic norm and values. C: What do you understand by moratorium offered by banks in Malaysia during Covid- 19 pandemic? Do you think it is a good or bad initiative? Explain why do you think so. D: Describe Mudorobah model in Family Takaful based on the diagram below: 1 Operator Participants Takaful Fund SURPLUS Tabarru Savings Investment PROFIT E: Describe Wakalah model in Family Takaful based on the diagram below; Operator Takaful Fund Participants 7 Agency Fee Group Fund SURPLUS Tabarru' Savings Investment PROFIT E: Define takaful. What are the importance/benefits of Takaful