You are saving for the cost of a college education for your child. You have $35,000 in the bank now and want to put a certain amount into the bank account each year, starting at the end of the this year, to meet your goal of having $285,000 at the end of 22 years. You think you can earn 4% on the money in the bank each year. How much do you need to deposit each year to meet your goal?