You are saving up for a goal. You have the following information: The annual interest rate is fixed at 8.50%. Each period, your payment is $500.00. There are 12 payment periods in a year. The current present value of this deal is $0. The future value (your savings goal) of this deal is $10,000.00. And you make your payments at the beginning of the period. Use Excel's NPER function to determine how many periods you will need to make payments in order to achieve your desired future value. Please enter your answer to two decimal places and leave off any or commas; for example, if you compute 62.9421 months, just enter 62.94 as your answer.