VF corporation is currently also attempting to raise additional cash in the bond market. Suppose VF has a credit spread of 1% per year and the company wants to pay a coupon of 4% per year, paid semi-annually. If the face value is 500 million and the time to maturity is exactly 4 years, then how much cash could VF raise today? less than 490 million O between 490 and 492 million O between 492 and 494 million between 494 and 498 million more than 498 million