You are the Director of Credit Products (Credit cards, lines of credit, etc.) at a large bank. You have access to all of the credit reports (and all the data contained therein) in the U.S. You have access to all of the web surfing history (history for the last 180 days) of all in the U.S. You have access to all credit card purchase history from 2 of the largest banks in the U.S. The Black card provides automatic credit for up to $150,000; for example, your Black Card holder could go to a car dealership and purchase a car that cost $45,000 with that card. What data mining would you do, if your CEO asked you to develop a list of potential customers to send pre-approved letters for your new Black Card?