You are the head of financing at your bank. You initiate a loan origination fee of 1% on mortgages. What is the APR that you (the bank) earn on a 600,000 loan that is expected to be prepaid after three years, with a 5.75% interest rate, amortized over thirty years, and makes semi-annual payments? A. 5.25% B. 3.56% C. 5.62% D. 6.13% E. 6.95%