You are thinking about investing $4,737 in your friend's landscaping business. Even though you know the investment is risky and you can't be sure, you expect your investment to be worth $5,665 next year. You notice that the rate for one-year Treasury bills is 1%. However, you feel that other investments of equal risk to your friend's landscape business offer an expected return of 10% for the year. What should you do? The present value of the return is . (Round to the nearest cent.)