You are thinking about investing

$5,000

in your friend's landscaping business. Even though you know the investment is risky and you can't be sure, you expect your investment to be worth

$5,724

next year. You notice that the rate for one-year Treasury bills is 1%.

However, you feel that other investments of equal risk to your friend's landscape business offer an expected return of 11%

for the year. What should you do?

The present value of the return is

$