You are thinking of purchasing a house. The house costs $400,000 You have S57.000 in cash that you can use as a down payment on the house, but you need to borrow the rest of the purchase price. The bank is offering a 30-year mortgage that requires annual payments and has an interest rate of 9% per year What will be your annual payment if you sign this mortgage? The annual payment is $. (Round to the nearest dollar.)