You are trying to decide between two mobile phone carriers. Carrier A requires you to pay $205 for the phone and then monthly charges of $64 for 24 months. Carrier B wants you to pay $105 for the phone and monthly charges of $64 for 12 months. Assume you will keep replacing the phone after your contract expires. Your cost of capital is 4.5% APR, compounded monthly. Based on cost alone, which carrier should you choose? The EAA for plan A is $, (Round to the nearest cent.)