You are trying to decide between two mobile phone carriers. Carrier A requires you to pay $215 for the phone and then monthly charges of $64 for 24 months. Carrier B wants you to pay $110 for the phone and monthly charges of $76 for 12 months. Assume you will keep replacing the phone after your contract expires. Your cost of capital is 4.3% APR, compounded monthly. Based on cost alone, which carrier should you choose? The EAA for plan A is $ . (Round to the nearest cent.)