You are trying to value the following investment opportunity: the investment will cost you $5,019 today. In exchange for your investment, you will receive a cash payment for 6 years. The first payment will occur after one year and will be $1831. Afterward, cash payments will grow by 1.3% annually. The last payment is at the end of year 6. The applicable interest rate for this investment opportunity is 5% (effective annual rate). Calculate the NPV of this investment opportunity. Round to two decimals.