You are working at an investment firm and get a new individual client, Ms. Laura Smith. Laura is a 45 years old single mum with son Ben, 17. She owns a fish & chips take-away in Leith of Edinburgh, generating a net income of 40,000 per year. She is a school leaver without any higher or further education qualification, let along financial education. She does not have any investment experience in financial market.She is willing to invest 100,000 from her very hard saving. The purpose of investment is to provide subsidy for Bens living cost. Ben is studying at University of Highlands and Islands in Inverness since September 2020. Ben requires about 6,000 per year from Laura. The standard management fee is 1% per year (you will charge Laura 1% fee for assets under your management, no matter what your investment performance is). According to Lauras risk tolerance test, she got a score of 8 in RA. She concerns any possible loss of initial capital.She also has a strong ethical belief against war, alcohol, tobacco, child labour and etc. Assume only UK equity and UK government bond are applicable for investing for Lauras case.