You borrow one million dollars to purchase a house. The loan is amortized over a 30- year period. You contract on a rate of 8% compounded semi-annually with semi- monthly payments for a fixed rate 5-year term. You make an additional $40,000 payment at the end of the third year. What do you owe at the end of the 5-year term (within $2000 of the correct answer)?? Note: It's especially important to follow our course conventions to get the mark for the correct