You borrow to purchase a home for $200,000 thousand a loan is to be re-paid in monthly installments over 30 years where the loan is at 4% APR after 10 years (120 payments) you wish to re-pay the outstanding loan. What is the outstanding amount of the loan that you still owe the lending bank after 10 years of payments have been made?

A) $157,568

B) $166,036

C) $167,806

D) $171,195