You borrowed $20,000 one year ago. The loan terms are: 5-year loan with APR of 24% compounded monthly. There are 3 questions to answer for this problem. In your answers, do not use the $ sign, use comma to separate thousands, and round to the nearest dollar. For example, if your answer is $1,200.45 then enter 1,200; if your answer is $310.58 then enter 311 1. What is the monthly payment for this loan? 2. What is the loan balance today? 3. Today, you decide you want to pay off the loan in 20 months rather than the remaining life of the loan. How much more do you have to add to your monthly payment in order to accomplish this goal?