You borrowed a mortgage of $458000 to buy a new house 4 years ago with an APR of 4.84%. The loan had to be paid with equal monthly payments at the end of each of month after the load was issued. Now that the interest rate has gone dowe, you can refinance your mortgage at 3.36% APR with similar terms and conditions. If you can refinance the remaining balance (balance after 48 monthly payments for the remaining term (26 years) of the loan without any additional cost, how much could you save on the total interest payment over the life of the loan ignoring any tax implication? 166072 O 27678 O 83036 O 138393 110715