You bought a newly issued 10-year, $1,000 par value, 5.50% coupon bond (with semiannual coupon payments) on May 1, 2018. You decided to check the value and yields on the bond annually, so that you can keep track of your wealth. Your first check was to be done on May 1, 2019. On April 15, 2019, the yield to maturity for the bond changed to 5.20%. For your two year anniversary of owning the bond (May 1, 2020), calculate the bond's capital gains yield using the new yield to maturity. Report the percentage to two decimal places (0.02348 = 2.35).